Confirm the network
Ask about Rise Physical Therapy for your exact plan—not only the insurance company name.
Insurance
Understand the details before care begins.
Rise accepts all insurance providers, including Select Health. This guide helps you ask better questions and understand the terms that can affect your cost and access.
Verify your specific plan
One carrier can have many different plans.
Rise accepts all insurance providers, including Select Health. Network participation, referrals, authorizations, visit limits, and patient cost can still vary by employer and plan.
Call Rise with your insurance information before the first appointment. The clinic can help identify the right questions, but your insurer makes the final coverage determination.
Call (801) 894-6282A simpler process
Know what to confirm before visit one.
Review your share
Check your remaining deductible, visit copay or coinsurance, and out-of-pocket status.
Check plan rules
Ask whether a referral, authorization, or visit-limit review applies to outpatient physical therapy.
Plain-language guide
Insurance terms without the jargon.
These are general definitions. Your plan documents and insurer determine how each term applies to you.
- Deductible
- The amount you pay for covered care before your plan begins paying according to its terms.
- Copay
- A fixed amount your plan may require for each covered visit.
- Coinsurance
- A percentage of the allowed cost that you may owe after the deductible is met.
- Out-of-pocket maximum
- The most you pay for covered, in-network services during a plan year, subject to your plan’s rules.
- In network
- A provider has a contract with your plan. Network status may differ by product even under the same insurer.
- Prior authorization
- Approval your plan may require before it covers some or all visits.
- Visit limit
- A cap on covered visits. Limits may be annual, diagnosis-specific, or shared with other therapy services.
- Explanation of benefits
- A statement from your insurer showing what was billed, what the plan processed, and what you may owe. It is not a bill.
Use this checklist
Questions to ask your insurer.
Use the member-services number on your insurance card and take notes, including the date and representative’s name or reference number.
- Is Rise Physical Therapy in network for my exact plan?
- Do I have a deductible, and how much remains?
- What is my copay or coinsurance for outpatient physical therapy?
- Does my plan require a referral or prior authorization?
- Does my plan limit physical therapy visits or require review after a certain number?
- Are there different rules for work, auto, or post-surgical care?
Independent resources
Want to learn more?
Use official federal resources for general insurance definitions and patient billing protections.
Accepting new patients
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